Group loan is a type of loan that offer people in rural and urban groups in order to create or expand micro businesses that make life better. Group loan have only riel currency.
The establishment or expansion of businesses and micro, small and medium business services always need capital for business investment. Business loans of PF created in order to provide financial sources as individual clients in order to create a new business or expand an existing business through the purchase of commodities stocks bought the store or mall.
Agricultural loans of PF created in order to provide individual financial sources as individual clients to buy seeds, livestock, fishing, and agriculture related equipment to buy land to farm…, Agricultural loans for customers who have a regular monthly income from other occupations: Credit Officer should ask customers to pay interest and principal each month (Declining payment). Agricultural loans for customers who have no other source of income from: Customers can pay monthly interest and principal repayment (Declining payment) or interest only each month (Balloon payment).
Real Estate Loans
Real estate loans of PF created in order to provide a financial source as individual customers to buy residential housing construction, repair or improve their homes.
Consumption Loans of PF created in order to provide a financial source as individual monetary clients to buy appliances such as mobile phones, television, cameras, washing machine and other machines. For the purpose of treatment for celebrating and insolvent credit PF could not provide loans even the customer has other business, which can be a source of income for repayment.
Auto loans of PF created in order to provide a financial source as individual clients to buy motor, car …
Happy loans of PF created in order to provide a financial source as singles customers to use wedding, trip in the country or abroad …
Education loans of PF created in order to pay for education, higher education finance has created a higher education, postgraduate study or vocational training annually or semester or a course or buy equipment related studies …
Sanitation loans created in order to contribute to rural or urban population is healthy and live under the atmosphere of the environment through the construction of water wells, biogas, toilets, and buy water purifier…
Staff loans divided into two types of loans at the company’s annex of PF and loans provided to staffs who worked in PF for national education, higher education. PF has created a different use for the purpose or investment…
Credit line created in order to give money to the vendors or traders in need of cash shortage (below or equal to 6 months).